Attention homeowners: Real estate appraisal services for in Tamarac and Broward County
Here are the top 7 reasons why Florida homeowners call on Empire Residential Appraisals:
At Empire Residential Appraisals, we understand the individual needs of a consumer after appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale by OwnerSince you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at Empire Residential Appraisals are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's market value, not just you saying how much your house is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value assessment than yours.
Challenging property tax assessmentsYour local tax assessor may have your house overvalued if you live in an area that's declining or is not appreciating as much as other houses close by. This means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. Getting an expert appraisal from Empire Residential Appraisals is your perfect weapon when challenging your property tax assessment.
PMI Removal AppraisalsPMI stands for Private Mortgage Insurance. A popular way to cut expenses for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Empire Residential Appraisals is experienced in helping consumers just like you abolish unneeded and unwanted PMI insurance.
Recently got a freeze to your HELOC?Even if your specific property has not declined in value, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. Not only can this be disadvantageous from a cash flow standpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Empire Residential Appraisals can help you reinstate your home equity line of credit with efficient appraisal.
Do You Need Field and Desktop Appraisal Review Services?Have you just been handed a copy of your appraisal and you'd like to have a veteran appraiser double-check it for preciseness or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? Empire Residential Appraisals offers field reviews where we'll go out and check the subject and comparables. If you need it in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal you may have had done before. While usually requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your house.